805 Local

So you want to buy a house, but you don’t know what you qualify for.  You know how much you want your total payments to be, but you don’t know how much house that will buy.  What about property taxes and homeowner’s insurance?  How much would that be?  How much do you need for a down [...]

With all of the tightening credit guidelines, it would be nice if your credit score mattered a little less these days, but nowadays it matters more than ever!  It used to be that people with generally good credit got about the same interest rate as people with really good credit and people with generally not-so-good [...]

Your lost in space, “with no direction home!” (apologies to Bob Dylan’s “Like a Rollin’ Stone”) I know that it’s been a crazy real estate market out there, but can you remember the last time interest rates were this low AND home prices were also this low?  I can’t either.  So why are you having a [...]