Tag: buying a house in Thousand Oaks
Hey, get your FICO out of my Interest Rate!
With all of the tightening credit guidelines, it would be nice if your credit score mattered a little less these days, but nowadays it matters more than ever! It used to be that people with generally good credit got about the same interest rate as people with really good credit and people with generally not-so-good [...]
Posted: October 3rd, 2008 under Real Estate Financing.
Tags: buying a house in Camarillo, buying a house in the Conejo Valley, buying a house in Thousand Oaks, buying a house in Ventura, buyng a house in Ventura County, Camarillo homes, Camarillo real estate, Credit Scores, FICO, Financing, Greg Ricci, Interest Rates, Jay Friedman, Joyce Zangmeister, pre-approval, real estate, Real Estate Financing, Thousand Oaks homes, Thousand Oaks real estate, Ventura County Realtors
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How NOT to sell your House
“Now is the time to buy!”
We have a great client who is ready to buy; she has a pre-approved loan; 20% down payment which is a rarity in this market; nothing to sell — so she is a non-contingent buyer; she can be flexible on her closing time. A slam-dunk buyer.
Lets back up a bit [...]
Posted: September 27th, 2008 under Home Seller Info.
Tags: buying a house in Camarillo, buying a house in Thousand Oaks, Camarillo home, Camarillo homes, Camarillo real estate, counter offer, days on the market, listing agent, no contingencies, non-contingent buyer, purchase offer, real estate, selling agent, Thousand Oaks homes, Thousand Oaks real estate
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Should I lock my interest rate?
Yes, and here’s why. When the market is as volatile as it has been recently, several things hold true: 1) Rates Rise like a Rocket and Fall like a Feather 2) Lenders are very quick to reprice 3) Rates MOVE FAST when they get started. Here’s how to protect yourself.
Use a lender that will let [...]
Posted: September 21st, 2008 under Real Estate Financing.
Tags: buing a house in Ventura, buying a house in Camarillo, buying a house in Simi Valley, buying a house in Thousand Oaks, Jay Friedman, lender in Ventura County, loan officer, loan officer in Ventura County, lock interest rate, Principle of 66, real estate, Real Estate Financing, real estate news, Ventura County
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