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Tag: buying a house in Thousand Oaks

Conejo Valley Housing Market Report May 2009

May 2009 closed sales of detached homesin the Conejo Valley totaled 111 with a median sales price of $665,000.  The previous month, April 2009, had 116 detached homesin the Conejo Valley close escrow with a median sales price of $547,5000.
One year ago, May 2008, closed sales of detached homes in the Conejo Valley totaled 112 [...]

Conejo Valley Housing Market Report April 2009

April 2009 closed sales of detached homes in the Conejo Valley totaled 108 with a median sales price of $547,500.  The previous month, March 2009, had 86 detached homes in the Conejo Valley close escrow with a median sales price of $587,500. 
One year ago, April 2008, closed sales of detached homes in the Conejo Valley [...]

Morgage Protection Plan for Ventura County 1st time home buyers

The California Association of Realtors (CAR) is doing everything they can do to help the first time home buyer.  CAR launched a new program this past week to provide peace of mind for first time home buyers hesitant to enter the market due to potential job loss.
Here’s how the program works:

Be a first time buyer – [...]

Camarillo Housing Market Report March 2009

March 2009 closed sales of detached home in Camarillo totaled 38 with a median sales price of $495,250.  The previous month, February 2009, had 26 detached homes in Camarillo close escrow with a median sales price of $$460,000. 
One year ago, March 2008, closed sales of detached homes in Camarillo totaled 28 with a median sales [...]

“We’re rolling back prices to…..”

Did you ever see that WalMart commercial that says “we are rolling back prices?”   That is exactly how I feel when I look at today’s real estate prices.  So this got me thinking – dangerous.  When was the last time that Ventura County home prices were at the approximate same level as today?   I started searching other [...]

Hey, get your FICO out of my Interest Rate!

With all of the tightening credit guidelines, it would be nice if your credit score mattered a little less these days, but nowadays it matters more than ever!  It used to be that people with generally good credit got about the same interest rate as people with really good credit and people with generally not-so-good [...]

How NOT to sell your House

“Now is the time to buy!” 
We have a great client who is ready to buy;  she has a pre-approved loan; 20% down payment which is a rarity in this market; nothing to sell — so she is a non-contingent buyer; she can be flexible on her closing time.  A slam-dunk buyer. 
Lets back up a bit [...]

Should I lock my interest rate?

Yes, and here’s why.  When the market is as volatile as it has been recently, several things hold true: 1) Rates Rise like a Rocket and Fall like a Feather  2) Lenders are very quick to reprice  3) Rates MOVE FAST when they get started.  Here’s how to protect yourself.
Use a lender that will let [...]