805 Local

Today both of us are suffering from lack of a better term — a “house” hangover.  Granted, personally, I have only had one alcohol related hangover in my entire life.  I’m sure my partner, Greg, is in the same boat when it comes to hangovers.
Last night – though – well took the cake.  This morning [...]

 What are these people in the picture to the left doing?
A.  Waiting to use the pay telephone.  (Can you see the group of phones on the wall?)
B.  Watching beige paint dry.
C.  Checking their Lotto numbers.
D.  Attending a trustee sale at ‘the courthouse steps.’
If you answered “D” you were right!  (Guess the name of the post gave away the [...]

It has been a couple of weeks since we published the REOs in Camarillo and the Conejo Valley.  REOs are properties that have gone through foreclosure and have gone back to the bank.  So the bank is now the seller (not the homeowner).  Usually a REOs is a much ‘easier and smoother’ sale than a [...]

We just received a contract addendum for a bank-owned property that we have an offer on for one of our buyers. 
We  ‘loved’ the bank’s CYA on this item:  “Seller and seller’s representative shall not be responsible for evicting or relocating any tenants or occupants or personal property at the property.” 
It’s like this – if [...]

My partner, Greg Ricci, and I have been working for the past year with a  first-time home buyer couple, Joe and Jane (not their real names).  Joe and Jane are pre-approved buyers, nothing to sell, money in the bank.  They have the right combination – ready, willing and able.  Joe and Jane know where they want [...]

We have been showing a lot of houses lately throughout Ventura County that could easily be in the category of “Fixer.”  We have found that what one person calls a “Fixer” is different than what the next person would call a “Fixer.”  It seems that most of our current buyers classify a “Fixer” as a [...]

 A loan makeover, that is……You probably have seen the headlines about the latest public and private efforts to help financially distressed homeowners ease the pinch of their mortgage payments. 
An ambitious mass-market loan modification programs was outlined on November 11 by the Federal Housing Finance Agency along with the 33 banks and mortgage servicers that make up [...]

Every two weeks 805Local posts the current bank-owned properties in the Conjeo Valley and Camarillo. 
CAMARILLO 
This week in Camarillo (Mission Oaks, Santa Rosa Valley, Las Posas Estates, Leisure Village, Camarillo Springs, etc) there is a total of 27 bank-owned properties on the market.  Two weeks ago, the total of bank-owned properties on the market in Camarillo stood at 23 [...]

Short sale.  Short sale.  Short sale.  They seem to be everywhere these days.  What does short sale mean?  What’s it all about? 
What is a Short Sale?
A short sale happens when a lender agrees to accept a discounted loan amount in order to facilitate the sale of a property.  In other words, the seller is trying [...]

Check out the updated list of bank-owned properties currently for sale in Camarillo and the Conejo Valley.  It has been two weeks since 805Local has posted the REOs; let’s see what has changed.
This week Camarillo (includes Mission Oaks, Santa Rosa Valley, Village at the Park, Leisure Village, etc.) has a total of 23 bank-owned properties on [...]