805 Local

 A loan makeover, that is……You probably have seen the headlines about the latest public and private efforts to help financially distressed homeowners ease the pinch of their mortgage payments. 
An ambitious mass-market loan modification programs was outlined on November 11 by the Federal Housing Finance Agency along with the 33 banks and mortgage servicers that make up [...]

Every two weeks 805Local posts the current bank-owned properties in the Conjeo Valley and Camarillo. 
CAMARILLO 
This week in Camarillo (Mission Oaks, Santa Rosa Valley, Las Posas Estates, Leisure Village, Camarillo Springs, etc) there is a total of 27 bank-owned properties on the market.  Two weeks ago, the total of bank-owned properties on the market in Camarillo stood at 23 [...]

From all of us at 805Local, we wish you and your family 
 Happy Thanksgiving!

A few years back new home tracts were popping up all over Ventura County.  Now, with a few exceptions, most new home tracts are small pockets of homes.  We have complied a list of new homes throughout Ventura County.
Check out our new page of 805Local called “New Home Tracts in Ventura County” for the tour. 
There are new [...]

Short sale.  Short sale.  Short sale.  They seem to be everywhere these days.  What does short sale mean?  What’s it all about? 
What is a Short Sale?
A short sale happens when a lender agrees to accept a discounted loan amount in order to facilitate the sale of a property.  In other words, the seller is trying [...]

If you haven’t guessed by now, my partner, Greg Ricci, is Italian.  And I am a Southerner of German decent (who has lived half of my life in Ventura County).  What does this have to do with real estate?  Nothing.  But it does have to do with the 805Local “Food Finds.” 
With Greg being Italian and [...]

Recently I was asked to provide a “mission statement” or a “value” statement, if you will, which spoke of what special services I could provide, and who was my target market, etc., etc.  As a loan officer, I was asked to think long and hard to come up with something unique that might set me apart [...]

We are proud and excited to welcome Rory Hernandez of Inspect Pros as a contributor to 805Local.  Rory has extensive experience in Los Angeles, Santa Barbara and Ventura Counties with over 15,000 satisfied customers!!
Rory is a certified CREIA Inspector, the most widely recognized inspector credential in the state of California.  Look for Rory’s posts covering home [...]

Many homes built prior to the 1980’s have their ceilings covered with an acoustic spray commonly referred to as “popcorn” ceilings due to their appearance.  Many homeowners would like to remove this material to give their home a more contemporary appearance.  There are several things to be aware of regarding this process –

 Some acoustic ceilings [...]

Check out the updated list of bank-owned properties currently for sale in Camarillo and the Conejo Valley.  It has been two weeks since 805Local has posted the REOs; let’s see what has changed.
This week Camarillo (includes Mission Oaks, Santa Rosa Valley, Village at the Park, Leisure Village, etc.) has a total of 23 bank-owned properties on [...]